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Just Sold- Morgans Road, Morgans Rise, Springbank

by Stewart J Lowe & Associates

Congratulations to Jane & Mika and the new owners- Great Home in the Country

#calgarydreamhomes

JUST LISTED - 243005 MORGANS ROAD, MORGANS RISE, SPRINGBANK

by Stewart J Lowe & Associates

JUST LISTED -31090 MORGANS VIEW, MORGANS RISE

by Stewart J Lowe & Associates

We are proud to of listed this fine Taradar Built home on Morgans Rise, Springbank

​FULL DETAILS: http://www.calgarydreamhomes.com/property/31090-MORGANS-VIEW-MORGANS-RISE-Alberta

Qualifying for a Mortgage as a Self-Employed Applicant.-Al Nenshi

by Stewart J Lowe & Associates

Qualifying for a Mortgage as a Self-Employed Applicant.


If you are self-employed, you can still qualify to buy a house, but it can be a bit trickier as most lenders will require a track record of consistent income. READ MORE The standard is a two year average of your net taxable income. Lenders do recognize that many self-employed individuals will make legitimate tax deductions in order to reduce their taxable income. If you don’t pay taxes on the income, the lenders will most likely not accept anymore then the net declared income.

If you’re self-employed and show a HIGH net income, and can prove that you’re earning a healthy gross income, and that your deductions are limited to your field you’ll be good to go. Your income tax portion will not be brought down.

For example: If a net line 150 income was $98,000 in year one, and was $122,000 in year two the 2-year average is: $98,000 + $122,000 / 2 = $110,000
$110,000 is the number we use as the 2-year average of income.

Lower annual incomes will show different brackets of down payment requirements and financing options. A trained mortgage professional should be able to review your financial statements and find items that may be allowed to be ‘added back’ into your income. Call Al today!

 

JUST SOLD -251083 Range Road 271

by Stewart J Lowe & Associates

Congratulations to Pattie & Randy on the sale of the Rural Rockyview County Acreage !!

 

WHY LIVE ON A SPRINGBANK OR BEARSPAW ACREAGE- CALGARYDREAMHOMES

by Stewart J Lowe & Associates

Life in the Big City can become stressful not to mention the commute to Downtown !

Most people have a dream to get away from it all, and purchase their own acreage. There is a lot to be said for living out in the country on acres of land, but you have to be sure that it will work for you and your whole family.

Now is a good time to start searching, mainly because of the weather, and you get to walk the land, to look for wet areas. Remember, unless you can afford to hire people to maintain your property for you, you can expect to spend several hours per week keeping up with things. The more acres you have, the more work there can be, but you may find this part of the lifestyle rewarding.

Before we help clients purchase we always check on the zoning and what is around the property, is there any future developments planned.  Both the M.D Foothills and Rural Rocky View County are really good for having a discussion on what might be happening.  Pre warned is Pre Armed as they say!  We don’t like any surprise’s for our clients.

So there is a lot of homework for us to do. If you are considering building a Custom Home and get a great deal on the land, the cost of bringing services to it can be costly. Check out high- speed internet capabilities, access to schools, churches and nearest shopping areas.

It is better to have a good experienced Rural Realtor and Custom Home builder to guide you through the process, because it is important to keep on budget.

An important part of the process for ourselves and your Real Estate lawyer is to look for any restrictive covenants. They may prevent you from parking your trailer or subdividing later. Upscale sub divisions can easily have restrictive bye-laws to keep the area pristine and looked after (not to mention looking after everyone’s investment)!

If you buy a large acreage it may be zoned Farm & Ranch or Agricultural, and you may be able to use the land for extra income. You could consider allowing people to stable their horses for a fee perhaps.

Location is a huge part of the purchase, remember though that Urban sprawl is always at work and in a decade or so you may be closer to the City than you like. The good news maybe is that your land value will go up! But again research, ask questions, seek advice.

Look out for our future blog- What other conditions do I need for a Rural Acreage purchase.

Rural Acreage Search

PRICE ADJUSTED: 48 MORGANS RIDGE, MORGANS RISE

by Stewart J Lowe & Associates

MLS : C4051392   $4,988,000

 

PRICE ADJUSTED: OPEN HOUSE SUNDAY FEB 28TH 2-4pm. This is a very beautiful Custom Country Home. Built by Brighton Homes this amazing residence is for a very special buyer with an eye for only the best quality finishing's brought in from around the World and put together with truly master craftsmanship. There is a superb feel of striking accommodation and endless entertaining possibilities. This elegant McDowell designed Custom home has a well proportioned total of five bedrooms with 4 ensuites, and sits in an elevated location with commanding views of the mountains and surrounding countryside. Just under 11,000 TTL sq.ft it captivates the essence of family living with 15 minute access to Calgary and the schools that Springbank is famous for. Materials include: wide plank hand scraped hardwood floors with espresso stain, Organic Sisal Wool carpet in the Walkout, travertine, blue slate and marble. Ultra High End Kitchen with an impressive soaring 18 ft vaulted ceiling. The substantial kitchen is a dream with huge marble island & only the best in High End appliances which include Wolf, Miele, Bosch & SubZero. Enjoy a spacious Walkout with Recreation room, lounge, wet bar, games area, Wine room, large gym, Movie Room and 4th & 5th bedrooms. Access from Morgans Rise is excellent, Springbank Arena is 5 minutes away, all Springbank Schools are inside the Top 10 in Alberta. Webber Academy is 15 minutes away. 8 minutes to Highway 1 and then on to the Rockies or the City. Morgans Rise is THE Premier Sub Division in Springbank. The Perfect life awaits you and your family!


Directions:    West on Lower Springbank Road, right onto RR31, Left into Morgans Rise, Right on Morgans Ridge, second property on the left. Remax Collection sign on property / Drive entrance

Price Adjusted : 48 MORGANS RIDGE, SPRINGBANK

by Stewart J Lowe & Associates

48 MORGANS RIDGE, MORGANS RISE, SPRINGBANK, Calgary, ALBERTA

PRICE ADJUSTED TO: $5,495,000

This is the home that the Oscar winning "Revanant" Movie stars Tom Hardy etc stayed whilst filming in Kananaskas, Alberta. 

A Brighton Homes amazing country residence with a superb feel of striking beautiful accommodation and perfect entertaining areas for family and friends. The elegant McDowell designed home has a well proportioned total of five bedrooms, and sits in an elevated location with views of the mountains and surrounding countryside. Nearly 11,000 TTL sq.ft and constructed to the highest standards with great attention to detail, captivating the essence of family living and endless entertaining possibilities.

The finest mill-work and materials include: wide plank hand scraped hardwood floors with espresso stain, Organic Sisal Wool carpeting in the Walkout, travertine, blue slate and marble. Ultra High End Kitchen with impressive soaring 18 ft vaulted ceiling, huge island & top of the line appliances, including Wolf, Miele, Bosch & SubZero.  Enjoy a spacious Walkout with Recreation room, lounge, wet bar, games area, Wine room, large gym, Plus the Movie Room and 4th & 5th bedrooms. 

Oversized Quad attached garage.This home is for the most discerning buyer looking for superior workmanship and style. You are only 20 minutes to Downtown Calgary & minutes from full SW shopping amenities , Premier schools  (Springbank High is one of the top 10 schools in Alberta, Webber Private Academy is 15-20 minutes away) Quick access to the Mountains. Live the Ultimate Country Dream. Call the listing realtor for RPR copy & extensive upgrade list.

48 MORGANS RIDGE LISTING

Link to MD Rocky View County Subdivision Guide

by Stewart J Lowe &Associates

                                                    

MD RURAL ROCKY VIEW SUBDIVISION GUIDE   

 

Displaying blog entries 1-9 of 9

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Photo of Stewart J. Lowe &  Associates Real Estate
Stewart J. Lowe & Associates
Real Estate Professionals Inc
202 5403 Crowchild Trail
Calgary AB T3B 4Z1
Direct: 403-850-0669
Fax: (403) 476-7608