Real Estate blog Calgary


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by Stewart J Lowe & Associates

We are proud to of listed this fine Taradar Built home on Morgans Rise, Springbank



by Stewart J Lowe & Associates

Great Dream Home ! We are loading this beautiful Morgans Rise home onto the MLS later this week. 3,500 sf above grade, full walkout, built to a very high standard by Taradar, one of the best locations in Morgans Rise with awesome mountain views!! Really nice

Qualifying for a Mortgage as a Self-Employed Applicant.-Al Nenshi

by Stewart J Lowe & Associates

Qualifying for a Mortgage as a Self-Employed Applicant.

If you are self-employed, you can still qualify to buy a house, but it can be a bit trickier as most lenders will require a track record of consistent income. READ MORE The standard is a two year average of your net taxable income. Lenders do recognize that many self-employed individuals will make legitimate tax deductions in order to reduce their taxable income. If you don’t pay taxes on the income, the lenders will most likely not accept anymore then the net declared income.

If you’re self-employed and show a HIGH net income, and can prove that you’re earning a healthy gross income, and that your deductions are limited to your field you’ll be good to go. Your income tax portion will not be brought down.

For example: If a net line 150 income was $98,000 in year one, and was $122,000 in year two the 2-year average is: $98,000 + $122,000 / 2 = $110,000
$110,000 is the number we use as the 2-year average of income.

Lower annual incomes will show different brackets of down payment requirements and financing options. A trained mortgage professional should be able to review your financial statements and find items that may be allowed to be ‘added back’ into your income. Call Al today!



by Stewart J Lowe & Associates

Life in the Big City can become stressful not to mention the commute to Downtown !

Most people have a dream to get away from it all, and purchase their own acreage. There is a lot to be said for living out in the country on acres of land, but you have to be sure that it will work for you and your whole family.

Now is a good time to start searching, mainly because of the weather, and you get to walk the land, to look for wet areas. Remember, unless you can afford to hire people to maintain your property for you, you can expect to spend several hours per week keeping up with things. The more acres you have, the more work there can be, but you may find this part of the lifestyle rewarding.

Before we help clients purchase we always check on the zoning and what is around the property, is there any future developments planned.  Both the M.D Foothills and Rural Rocky View County are really good for having a discussion on what might be happening.  Pre warned is Pre Armed as they say!  We don’t like any surprise’s for our clients.

So there is a lot of homework for us to do. If you are considering building a Custom Home and get a great deal on the land, the cost of bringing services to it can be costly. Check out high- speed internet capabilities, access to schools, churches and nearest shopping areas.

It is better to have a good experienced Rural Realtor and Custom Home builder to guide you through the process, because it is important to keep on budget.

An important part of the process for ourselves and your Real Estate lawyer is to look for any restrictive covenants. They may prevent you from parking your trailer or subdividing later. Upscale sub divisions can easily have restrictive bye-laws to keep the area pristine and looked after (not to mention looking after everyone’s investment)!

If you buy a large acreage it may be zoned Farm & Ranch or Agricultural, and you may be able to use the land for extra income. You could consider allowing people to stable their horses for a fee perhaps.

Location is a huge part of the purchase, remember though that Urban sprawl is always at work and in a decade or so you may be closer to the City than you like. The good news maybe is that your land value will go up! But again research, ask questions, seek advice.

Look out for our future blog- What other conditions do I need for a Rural Acreage purchase.

Rural Acreage Search


by Stewart J Lowe & Associates

MLS : C4051392   $4,988,000


PRICE ADJUSTED: OPEN HOUSE SUNDAY FEB 28TH 2-4pm. This is a very beautiful Custom Country Home. Built by Brighton Homes this amazing residence is for a very special buyer with an eye for only the best quality finishing's brought in from around the World and put together with truly master craftsmanship. There is a superb feel of striking accommodation and endless entertaining possibilities. This elegant McDowell designed Custom home has a well proportioned total of five bedrooms with 4 ensuites, and sits in an elevated location with commanding views of the mountains and surrounding countryside. Just under 11,000 TTL sq.ft it captivates the essence of family living with 15 minute access to Calgary and the schools that Springbank is famous for. Materials include: wide plank hand scraped hardwood floors with espresso stain, Organic Sisal Wool carpet in the Walkout, travertine, blue slate and marble. Ultra High End Kitchen with an impressive soaring 18 ft vaulted ceiling. The substantial kitchen is a dream with huge marble island & only the best in High End appliances which include Wolf, Miele, Bosch & SubZero. Enjoy a spacious Walkout with Recreation room, lounge, wet bar, games area, Wine room, large gym, Movie Room and 4th & 5th bedrooms. Access from Morgans Rise is excellent, Springbank Arena is 5 minutes away, all Springbank Schools are inside the Top 10 in Alberta. Webber Academy is 15 minutes away. 8 minutes to Highway 1 and then on to the Rockies or the City. Morgans Rise is THE Premier Sub Division in Springbank. The Perfect life awaits you and your family!

Directions:    West on Lower Springbank Road, right onto RR31, Left into Morgans Rise, Right on Morgans Ridge, second property on the left. Remax Collection sign on property / Drive entrance


by Stewart J Lowe & Associates



This is the home that the Oscar winning "Revanant" Movie stars Tom Hardy etc stayed whilst filming in Kananaskas, Alberta. 

A Brighton Homes amazing country residence with a superb feel of striking beautiful accommodation and perfect entertaining areas for family and friends. The elegant McDowell designed home has a well proportioned total of five bedrooms, and sits in an elevated location with views of the mountains and surrounding countryside. Nearly 11,000 TTL sq.ft and constructed to the highest standards with great attention to detail, captivating the essence of family living and endless entertaining possibilities.

The finest mill-work and materials include: wide plank hand scraped hardwood floors with espresso stain, Organic Sisal Wool carpeting in the Walkout, travertine, blue slate and marble. Ultra High End Kitchen with impressive soaring 18 ft vaulted ceiling, huge island & top of the line appliances, including Wolf, Miele, Bosch & SubZero.  Enjoy a spacious Walkout with Recreation room, lounge, wet bar, games area, Wine room, large gym, Plus the Movie Room and 4th & 5th bedrooms. 

Oversized Quad attached garage.This home is for the most discerning buyer looking for superior workmanship and style. You are only 20 minutes to Downtown Calgary & minutes from full SW shopping amenities , Premier schools  (Springbank High is one of the top 10 schools in Alberta, Webber Private Academy is 15-20 minutes away) Quick access to the Mountains. Live the Ultimate Country Dream. Call the listing realtor for RPR copy & extensive upgrade list.


Video 243005 Morgan's Road - Morgans Rise, Sprinbank

by Stewart J Lowe and Anne M Lindsay


243005 Morgans Road    Morgan's Rise, Springbank

Click Here to view Flipogram

Springbank Proposed Developments

by Stewart J Lowe and Anne M Lindsay


Bingham Crossing Updates
Seniors Housing:
United Active Living is now accepting resident deposits for units at the onsite senior's complex. The seniors housing will commence construction at the same time as Bingham's phase one retail. For further information please contact Gail Hinchliffe at (403) 249-5505

Water Supply:
The agreement between Bingham Crossing and our regional water provider has not changed since our last update. Water allocation has been approved by both the Utility (CalAlta) and Alberta Environment, and construction of our water treatment plant is now complete. The plant will be operational very soon. Clean drinking water will be provided to the Bingham community as a result of this new facility.
As previously reported, an application for the wastewater collection, treatment, and disposal facility was submitted to Alberta Environment. We have satisfactorily addressed all Statements of Concern that arose as a result of this application. As part of this process we were asked, and have completed, mitigating the potential for off-site flooding issues. The province has now signed off on this initiative.
The internal road network design at Bingham Crossing is currently being reviewed by Rocky View County and is expected to be finalized very soon. Specific road standards and widths along with parking standards are being confirmed through this process.
Alberta Transportation has reviewed and conditionally accepted the off-site road network improvement concept that Bingham Crossing will be responsible for constructing as detailed in the Master Site Development Plan. Detailed engineering work is currently being completed to support the concept.
We continue to welcome questions and comments from the community, and as always, remain available through email, phone, or one on one.
Ron Renaud Phone: 403-263-4449 Email:
Paul Douglas Phone: 403-265-6180 Email:
Harmony Updates

Golf Course
On January 10, 2012 subdivision of Harmony's golf course lands was approved. The championship-calibre golf course will be developed simultaneously along with the residential product in Stage 1.

Stage 1 Subdivision
Harmony received Stage 1 Subdivision Approval from Rocky View Council on July 3, 2012. This third major approval came after eight years of tremendous collaboration between the Harmony Developments Inc. team, Rocky View County and our neighbours in Springbank. Subdivision approval ultimately allows construction of Harmony to proceed and plans for the community, as approved to date, to take shape.

Help Harmony Build A Better Community
Share your thoughts and ideas by completing the a survey at:
Interested in learning more? We welcome you to share your comments, questions and thoughts about Harmony. To reach the developers directly, please contact:
Phone: 403.215.0800

Springbank Info 


The Harmony Developement in Springbank

by Stewart J Lowe and Anne M Lindsay

Harmony is a planned residential community of approximately 1,750 acres and is adjacent to the Springbank Airport. It received planning approval through the conceptual scheme by Rocky View County in February 2007. The neighbourhood plan was the first stage of Harmony and subsequently approved in October 2008. Harmony plans to have 3,500 residential dwelling units when complete, to accommodate about 10,000 residents. Homes in the community will include single family detached, semi-detached, townhouse and apartment dwellings. Other planned land uses will include commercial retail, business park and schools. In the cocept will be open space features such as a regional park, playfields, greenbelts, a golf course and the inclusion of a recreational lake. In mid-2012, it was anticipated that it would take 15 years to build out this community.

Although the future community received prior planning approvals in 2007 and 2008, the application for the first stage of subdivision in 2012 still met with local resistance. Their concerns as residents and business owners were lead by the Springbank Airport Business & Pilots Association. Their concerns were over the long-term incompatibility of the community with the current airport. Other concerns included safety as well as speculation that future residents may complain about the noise associated with the airport's operations. Other locals residents expressed their concerns about the impacts that Harmony would have on the existing rural community, not to mention the considerable loss of farmland. Rocky View County Council approved the subdivision application for the first stage of the community in early July 2012, it was anticipated that it would take 15 years to build out the community.



Stewart and Anne are excited to be bringing you your Community News ...all brought into one place - at  Click on the picture and check out the information brought together .  Its still a work in progress, and the site still has information to be added, but it is an interactive site where news and information, your community events, businesses and you can post information, give a review and of course contact us for all of your Real Estate needs.

#calgarydreamhomes #ruralrockyview #springbank #bearspaw #elbowvalley #rockyviewrealestate #rockyviewcommunitynews 

Displaying blog entries 1-10 of 15




Contact Information

Photo of Stu Lowe & Lora Greco Real Estate
Stu Lowe & Lora Greco
Real Estate Professionals Inc
202 5403 Crowchild Trail
Calgary AB T3B 4Z1
Direct: 403-850-0669
Fax: (403) 476-7608

Presented by Stu Lowe & Lora Greco. Licensed Realtors at Real Estate Professionals Inc