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Welcome > For Buyers >
Latest Listings ...
Find Out About the Latest Elbow Valley Estates, Calgary, Springbank and Bearspaw Area Homes for Sale Before Anyone Else! I add my newest homes and other real estate listings to this web site first. It can be some time before they appear in the Elbow Valley Estates, Calgary, Springbank and Bearspaw, Alberta area MLS, and even later on the national listings web sites, if at all. By signing up to receive my latest listings, I'll send you an email notice instantly -- as soon as my latest homes for sale go online. You'll find out first, before other Elbow Valley Estates, Calgary, Springbank and Bearspaw buyers. There is absolutely no obligation, and this service is free of charge. Don't miss out! Get an email as soon as my new properties come on the market in Elbow Valley Estates, Calgary, Springbank and Bearspaw! There's no obligation, and you can stop my emails with one click. Just fill out this form to get started...
Financing Your Home >Watch Your ARMs Length Most buyers know that first-year interest on Adjustable Rate Mortgages (ARMs) is typically lower than the interest on available fixed-rate mortgages. This makes ARMs easier to qualify for, but also requires that borrowers have some understanding about how such loans work, because there are significant details associated with the low first-year rate.
First, check to see how long the low rates offered on the ARM are guaranteed. After that period of time, the rates can go up two points a year to a typical rate cap of six points over the life of the loan. Lenders will usually require borrowers to qualify for a mortgage loan that is several percentage points above the actual initial rate charged on the ARM. This is intended to keep borrowers from becoming overburdened by debt. Some lenders may charge special fees or caps which can increase the cost of the loan. If you think that an ARM may work for you, it is a good idea to shop around.
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What place is known as "America's Stonehenge"?
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A 4,000 year-old stone constructed megalithic site located on Mystery Hill in Salem, Massachusetts. |
 See More Real Estate Trivia > |
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Stewart J Lowe
RE/MAX Real Estate Central
#206, 2411 - 4th Street NW
Calgary, AB T2M 2Z8
Cell: 403-850-0669
Fax: 403-547-5195
Office pager 24/7: 403-216-1600
StewartJLowe@shaw.ca
Remax Real Estate Central is the Number One Remax in the World based on closed transactions. Stewart J Lowe is a 2009 Top Producer, and member of Remax Western Canada 100% Club based on sales and service, and the Executive and Chairmans clubs.
Quote from Stewart J Lowe
"I want to be the real estate professional that really helps you, and keeps
you in total communication. We like to work with a limited number of clients, individually taking the time to understand their lifestyle and their
individual needs. Buying High End Real Estate with us as your team will be an enjoyable experience"
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NUMBER1EXPERT®
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All rights reserved. All information deemed reliable but not guaranteed.
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- NUMBER1EXPERT 
