Elbow Valley Estates, Calgary, Springbank and Bearspaw real estate and homes for sale in Alberta - Stewart J Lowe, REALTOR® REALTOR® Logo - NUMBER1EXPERT NUMBER1EXPERT™ Logo
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Stewart J Lowe

THE FINEST SELECTION OF HOMES IN BEARSPAW, SPRINGBANK, ELBOW VALLEY ESTATES AND CALGARY. PRESENTED BY STEWART J LOWE A 2009 TOP PRODUCER WITH RE/MAX REAL ESTATE CENTRAL.
REMAX CENTRAL IS THE #1 REMAX OFFICE IN THE WORLD BASED ON CLOSED TRANSACTIONS. IT MAKES MORE SENSE TO HAVE THIS TEAM ON YOUR SIDE WHEN YOU BUY OR SELL YOUR HOME.

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Phone: 403-850-0669
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Real Estate Tips
Financing Your Home >The Language of Financing

When you meet with a lender to apply for financing, you may feel as if you are in a foreign country when the loan officer begins to talk about points, Regulation Z margins, PMI, and ARMs.

You are not alone if you feel left behind by loan terminology. Like many professionals, lenders use a highly specialized language. Don't hesitate to ask for a translation! This is especially true if you are investigating some of the more complicated loans with rates that can be adjusted periodically. As you consider the various loan options, find out what the interest rate will be and at what point the lender will commit to that rate. If the loan has an adjustable rate, be sure that you understand how often the rate will adjust, and by how much your payments may go up. Find out if the loan can be assumed by a future buyer. The lender isn't trying to confuse you. The mortgage process is complicated, so just keep asking questions until you understand.

See All Tips In The "Financing Your Home" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
Where is the world's largest art gallery?

A 
At the Winter Palace and Hermitage in St. Petersburg, Russia, visitors would have to walk 15 miles to see the 322 galleries which house almost 3 million works of art.
See More Real Estate Trivia >


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Stewart J Lowe, REALTOR®, real estate agent and broker for Elbow Valley Estates, Calgary, Springbank and Bearspaw, Alberta home listings, property and land for sale - NUMBER1EXPERT

Stewart J Lowe
RE/MAX Real Estate Central

#206, 2411 - 4th Street NW
Calgary, AB T2M 2Z8
Cell: 403-850-0669
Fax: 403-547-5195
Office pager 24/7: 403-216-1600
StewartJLowe@shaw.ca

Remax Real Estate Central is the Number One Remax in the World based on closed transactions. Stewart J Lowe is a 2009 Top Producer, and member of Remax Western Canada 100% Club based on sales and service, and the Executive and Chairmans clubs. Quote from Stewart J Lowe "I want to be the real estate professional that really helps you, and keeps you in total communication. We like to work with a limited number of clients, individually taking the time to understand their lifestyle and their individual needs. Buying High End Real Estate with us as your team will be an enjoyable experience"



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