All agents are NOT alike! Find out why I am a top real estate expert. Call me with any questions or help you may need: (403)-850-0669.

Sign Up For My eNewsletter, FREE!
There are always important changes happening in the real estate market, locally and nationally. These changes can affect YOU.
Find Out More >
View All Offers >

Good Job… Good Man… And Now Good Friend!
In fact the buyer of our home used Stu to sell their home as well
~Terri and Neville Brake
Read Quote >
View All Quotes >

Compare three mortgages at one time. Download TripleCalc now. It's free.

Find Out More >
Download Now >

Stewart J Lowe is one of The Top Selling Real Estate Experts™
Find Out More >

Coming Soon
Find Out More >

Welcome > Agent Info > Testimonials ...

Read What People Are Saying About Me

I always ask my clients to write or email me, and tell me truthfully how they appreciated my service to them. Their feedback is so important! Here are a few highlights of what people are saying about me...

Good Job… Good Man… And Now Good Friend!
In fact the buyer of our home used Stu to sell their home as well

~Terri and Neville Brake

Read Complete Quote >

I Thought All I Could Afford Was A Condo
You actually found me a house five minutes from work and within my budget!

Ross Burke, Calgary SW

Read Complete Quote >

It’s Been The Best Ever. Good Job!
After years of renting I now have my own 3-bedroom house and I love it.

~B. Finner, Calgary SE

Read Complete Quote >

Stu Always Finds His Own Way To Accomplish His Tas
I could compare him to an excellent, strategic chess player.

~ S. Hartmann, Calgary SW

Read Complete Quote >

Stu Has Done An Outstanding Job!
He has represented me in two recent real estate transactions.

~Mike Kaube, Calgary NW

Read Complete Quote >

Stu Listed Our Home $38,000 Higher Than Another Ex
Just two days later Stu put up the conditional sale sticker on our RE/MAX yard sign.

~Maureen & Bruce Neuman, Banff Trail, Calgary NW

Read Complete Quote >

We Are Happy To Recommend Stu To Anyone!
Stu was able to sell our home within five days, and we achieved the target price we were after.

~L & D Manum, Calgary NW

Read Complete Quote >

We Have Been Involved In Several Corporate Re-Loca
We never received the kind of personal care and attention that we received in working with you!

~Kevin & Elizabeth Power

Read Complete Quote >

When We Emigrated Stu Made It A Happy Event!
We were completely looked after and now regard him as a true friend of the family.

R. Vonzydkow, Calgary SE, Alberta

Read Complete Quote >

When We Moved Stu Found Us A Perfect New Home!
He also listed and sold our previous home in just over two weeks.

~D & L Royall, Calgary NW

Read Complete Quote >

Tell me how I'm doing!

You have a story to tell about me. You've worked with me, and I've helped you buy or sell a home. I need your feedback. Others need your feedback, too! Please take a moment to fill out this form and tell me how I did...

	About You
* Your Name:
* Your Email Address:
Your Street Address:
City:
State/Province:
Country:
Zip/Postal Code:
Phone:
	Your Feedback
Please Enter Your Comments. Thank You For Your Feedback!
Send Latest Listings:
Send Latest News:

*Please note that fields marked with an asterisk are required.

Quick Response Guarantee >
Your Privacy Is Guaranteed >
Free & Without Obligation >

First Time Buyers >More Down Payment Help

One of the most common deterrents to first-time home buyers is the lack of a down payment. However, the home loan industry has practically re-created itself in the last ten years, making it easier than ever to obtain a mortgage, and new mortgage programs are always cropping up.

Some states sponsor loan programs that allow buyers to purchase a home without putting any money down. A parent or other relative can guarantee repayment of ten percent of the loan if the buyer defaults. The only cash needed is for the closing costs, which typically run about three percent of the loan. Parents can also give their children down payment help through a personal note or second trust deed. The terms can be set up for monthly payments or annual payments amortized over a period of time. You could pay the interest only, and have the payoff due when the property is sold.

With so many alternatives, doesn't it make sense to call your real estate agent for a free consultation? You may be closer to home ownership than you think.

	See All Tips In The "First Time Buyers" Category >
	See Complete Library Of Hundreds Of Tips In 30+ Categories >

Q	In what 2003 comedy does a very large family move to a new house on Forest Avenue in Evenston, Illinois?
A	"Cheaper by the Dozen", starring Steve Martin, was actually filmed in a house in Los Angeles near the Farmer's Market.
See More Real Estate Trivia >

Stewart J Lowe, REALTOR®, real estate agent and broker for Elbow Valley Estates, Calgary, Springbank and Bearspaw, Alberta home listings, property and land for sale - NUMBER1EXPERT(tm)

Stewart J Lowe
RE/MAX Real Estate Central
#206, 2411 - 4th Street NW
Calgary, AB T2M 2Z8
403-850-0669
Fax: 403-547-5195
StewartJLowe@NUMBER1EXPERT.com
.

www.CalgaryDreamHomes.com is brought to you by Stewart J Lowe
NUMBER1EXPERT™ in real estate for Elbow Valley Estates, Calgary, Springbank and Bearspaw, Alberta

Read Stewart J Lowe's Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge